Rick Pearl, President Click Here to View Pearl Financial Website and to Access LPL Account View  The investment climate has never been more exciting or more challenging than it is today. To take advantage of all the available opportunities, investors need two things: an understanding of which investment products are most appropriate for their situation and a relationship with a representative who has a clear understanding of their needs. Pearl Financial is a full service wealth management firm.  At Pearl Financial, we focus on the needs and resources of our clients and then tailor a plan to meet their objectives. By keeping clients' objectives in focus, staying in contact with them throughout all market conditions and making investment adjustments as conditions warrant, we maintain a constant commitment to putting service first.  Pearl Financial offers clients an assortment of quality, non-proprietary investment and planning tools including: Stocks, Bonds and Mutual Funds Managed Asset Plans-for professional fee-based portfolio management through LPL Financial  Retirement Planning-to design an investment strategy to help you address your retirement goals Estate Planning-for preservation of wealth from generation to generation Life Insurance-providing financial protection for your loved ones Long-Term Care-to help ensure that you and your heirs are well cared for Securities offered through LPL Financial - Member FINRA and SIPC